Philippines
7,000+ islands, English widely spoken and attractive SRRV visas.
Important Notice: No Individual Advice
The information provided is for general informational purposes only and does not constitute individual legal, tax, or financial advice. Please consult qualified professionals for personal decisions.
Key Metrics
Cost of Living
Cost Breakdown
Quality of Life
Taxes
Tax information for Philippines
Tax resident after 180 days of stay
2024
April 15th of following year
No - worldwide income
Income Tax
Progressive tax system on worldwide income for residents
| From | To | Rate |
|---|---|---|
| €0 | €4,250 | 0% |
| €4,250 | €6,800 | 15% |
| €6,800 | €13,600 | 20% |
| €13,600 | €34,000 | 25% |
| €34,000 | €136,000 | 30% |
| €136,000 | Unlimited | 35% |
Pension Tax
Foreign pensions under SRRV visa tax-exempt
Capital Gains Tax
15% on sale of shares (stock exchange traded 0.6%)
Dividend Tax
Wealth Tax
No wealth tax in the Philippines
VAT
12%Standard VAT of 12%
Important Notice
This is not tax advice. SRRV visa offers tax benefits. Consult a Philippine tax advisor.
This is not tax, legal, or investment advice. Tax laws change frequently and can be complex. The information provided is for general informational purposes only. Please consult a tax advisor licensed in Philippines for your specific situation.
Healthcare
Healthcare in Philippines
PhilHealth + private
Private essential
Expat Access
Underfunded
Good in Manila/Makati
€70-180/month
Climate Change & Future Outlook
Climate risks in Philippines
Philippines: EXTREMELY endangered. #127 readiness (WEAK!), #78 vulnerability. Manila sinking, 6.8M people threatened. Typhoons more intense. Archipelago = maximum exposure.
Climate Scenarios
Switch between IPCC SSP pathways
SSP2-4.5
Current policy trajectory – ~2.7°C warming by 2100, moderate mitigation.
Values are approximations relative to our SSP2-4.5 baseline. They illustrate directional change, not exact national projections.
Overall Climate Risk
Projected risk index (0 = low risk, 100 = extreme risk)
Risk Categories
Personal climate risk assessment
Tune the analysis to your health profile and comfort level.
Age group
Sensitivity
Risk tolerance
Personalized risk index
Current level: Extreme
Priority risks
Extreme Weather
Base 97 → Personal 97
Floods & Coastal
Base 96 → Personal 96
What to prioritize
- •Look for reliable shelter options and emergency communication plans.
- •Prefer elevated districts and buildings with flood-mitigation infrastructure.
- •Budget for higher insurance/utilities and diversify income streams against climate shocks.
Adaptation Measures
- •€25B Manila protection (insufficient!), typhoon warning
- •LEAVE Manila! Highlands only option. Typhoon prep!
Climate Resilience
ND-GAIN #127/#78. VERY WEAK! Readiness poor, vulnerability high. Worst in SE Asia.
Tips
- 💡Manila/coast UNINHABITABLE! Only highlands (Baguio, Tagaytay) safe.
- 💡20+ typhoons annually! June-November = typhoon season.
Pros
- •Highlands (Baguio) OK, typhoon warning system
Cons
- •MANILA SINKING! 6.8M threatened, 20+ typhoons, dengue epidemic, PM2.5: 34
Notes
WORST CLIMATE CRISIS GLOBALLY: Manila sinking (6.8M threatened), 36,289 km coastline (longest!), 20+ typhoons annually intensifying. ND-GAIN #127 = worst readiness SE Asia. Only highlands safe. Haiyan 2013 = harbinger.
Data sources
Scientific Disclaimer
Climate projections are based on models with inherent uncertainties. Actual outcomes may differ. We present mainstream scientific consensus (IPCC) but acknowledge uncertainty ranges. This is not financial advice. Consult climate scientists and experts for specific decisions.
Safety & Security
Safety & Crime in Philippines
Safety Indicators
Comparison with DACH Region
For comparison: Germany (CPI: 78), Austria (CPI: 71), Switzerland (CPI: 82)
Notes
Standard precautions recommended in urban areas.
Visa & Immigration
Immigration Options for Philippines
Visa Options
SRRV
For retirees aged 50+
Path to Permanent Residency
Permanent residency via SRRV. Citizenship after 10 years.
Important Notice
Visa and immigration regulations change frequently. The information provided is for general informational purposes only. Please consult the official government website or an immigration attorney for current and accurate information.
Climate
Data Sources & Updates
Data Sources
- World Bank World Development Indicators(CC BY 4.0)
- NOAA Climate Data(Public Domain)
- WHO Global Health Observatory(CC BY-NC-SA 3.0)
- World Bank World Development Indicators(CC BY 4.0)
- Numbeo(User-Generated Data)
- Numbeo Quality of Life Index(CC BY 4.0)