Montenegro
Adriatic fjords, mountain backdrops and a growing expat network in coastal towns.
Important Notice: No Individual Advice
The information provided is for general informational purposes only and does not constitute individual legal, tax, or financial advice. Please consult qualified professionals for personal decisions.
Key Metrics
Cost of Living
Cost Breakdown
Quality of Life
Climate Change & Future Outlook
Climate risks in Montenegro
Montenegro: Adriatic-Alpine. Coast becoming Mediterranean, mountains melting. Small population = limited. ND-GAIN #70/#119.
Climate Scenarios
Switch between IPCC SSP pathways
SSP2-4.5
Current policy trajectory – ~2.7°C warming by 2100, moderate mitigation.
Values are approximations relative to our SSP2-4.5 baseline. They illustrate directional change, not exact national projections.
Overall Climate Risk
Projected risk index (0 = low risk, 100 = extreme risk)
Risk Categories
Personal climate risk assessment
Tune the analysis to your health profile and comfort level.
Age group
Sensitivity
Risk tolerance
Personalized risk index
Current level: Very High
Priority risks
Heat Stress
Base 74 → Personal 74
Water & Drought
Base 74 → Personal 74
What to prioritize
- •Prioritise shaded neighborhoods, AC-ready apartments, and early-morning routines.
- •Check long-term water security and avoid regions with frequent restrictions.
- •Budget for higher insurance/utilities and diversify income streams against climate shocks.
Adaptation Measures
- •EU candidate: Climate funds access
- •Coast: Conserve water, fire warning
Climate Resilience
ND-GAIN #70/#119. Small population = limited resources.
Tips
- 💡Coast (Kotor, Budva) better than inland. Summer hot.
- 💡EU accession brings climate funds access
Pros
- •EU candidate, beautiful coast, mountain escape
Cons
- •Small economy, coast water shortage, fires
Notes
Adriatic-Alpine climate crisis. Coast becoming Mediterranean, water shortage. Mountains melting. Small population = limited adaptation. EU accession helps.
Data sources
Scientific Disclaimer
Climate projections are based on models with inherent uncertainties. Actual outcomes may differ. We present mainstream scientific consensus (IPCC) but acknowledge uncertainty ranges. This is not financial advice. Consult climate scientists and experts for specific decisions.
Safety & Security
Safety & Crime in Montenegro
Safety Indicators
Comparison with DACH Region
For comparison: Germany (CPI: 78), Austria (CPI: 71), Switzerland (CPI: 82)
Notes
Standard precautions recommended in urban areas.
Climate
Data Sources & Updates
Data Sources
- OECD Tax Database(OECD Terms of Use)
- NOAA Climate Data(Public Domain)
- WHO Global Health Observatory(CC BY-NC-SA 3.0)
- World Bank World Development Indicators(CC BY 4.0)
- Numbeo(User-Generated Data)
- Numbeo Quality of Life Index(CC BY 4.0)