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Greece

Aegean lifestyle destination with affordable living and new digital nomad visas.

AI-assisted content

Key Metrics

Cost of Living52Index (100 = NYC)
Life Expectancy81.8Years
Safety7Score (0-10)
Avg. Temperature18°CAnnual Average

Cost of Living

€ Euro
Frugal€1,400per month
Comfortable€2,000per month
Premium€3,000per month

Cost Breakdown

Quality of Life

Overall Score78.0/10

Taxes

Tax information for Greece

Tax Residency

Tax resident after 183 days of stay

Tax Year

2024

Filing Deadline

June 30th of following year

Territorial System

No - worldwide income

Double Tax Treaties
with 7 countries:
DEATCHITFRUKCY

Income Tax

44%
Top Rate
Annual Gross Income
Tax Brackets
FromToRate
€0€10,0009%
€10,000€20,00022%
€20,000€30,00028%
€30,000€40,00036%
€40,000Unlimited44%
Notes

50% reduction for new tax residents (up to 7 years)

Pension Tax

7%
Flat Rate
Annual Gross Income

Foreign pensions at 7% flat rate

Capital Gains Tax

15%
Flat Rate
Annual Gross Income

Dividend Tax

5%
Flat Rate
Annual Gross Income

Dividends subject to a 5% withholding tax (creditable via tax treaties)

VAT

24%
Reduced Rates
Food13%
Medicine6%

Important Notice

This is not tax advice. Consult a Greek tax advisor.

This is not tax, legal, or investment advice. Tax laws change frequently and can be complex. The information provided is for general informational purposes only. Please consult a tax advisor licensed in Greece for your specific situation.

Healthcare

Healthcare in Greece

System Type
Mixed
Universal
Yes
Life Expectancy
81.8
years
Coverage

ESY + private

Insurance Requirement

Private essential

6
Physicians per 1,000
4.2
Hospital Beds per 1,000
€1,472
Healthcare Spend per Capita
65
Quality Rating / 100

Expat Access

Public System

Crisis-impacted

Private System

Good, affordable

Insurance Recommendation

€60-120/month essential

Climate Change & Future Outlook

Climate risks in Greece

Greece is EXTREMELY climate vulnerable - one of the most vulnerable EU countries. 2021 Evia megafire: 120,000 acres burned, heat 47°C. Wildfires exploding, droughts intensifying, islands drying out. Acropolis had to close due to heat! Mediterranean hotspot with weak adaptive capacity (ND-GAIN #51).

Climate Scenarios

Switch between IPCC SSP pathways

SSP2-4.5

Current policy trajectory – ~2.7°C warming by 2100, moderate mitigation.

Values are approximations relative to our SSP2-4.5 baseline. They illustrate directional change, not exact national projections.

Overall Climate Risk

Projected risk index (0 = low risk, 100 = extreme risk)

Current
Risk index: 60/100
🟠 High
2035 (10y)
Risk index: 70/100
🔴 Very High
2050 (25y)
Risk index: 82/100
🔴 Very High
2075 (50y)
Risk index: 92/100
Extreme
Trend
Rapidly Increasing

Risk Categories

Heat Stress
86
Water & Drought
90
Floods & Coastal
68
Extreme Weather
92
Health & Air Quality
70
Economic Impact
88

Personal climate risk assessment

Tune the analysis to your health profile and comfort level.

🔴 Very High

Age group

Sensitivity

Risk tolerance

Personalized risk index

82 /100

Current level: Very High

Priority risks

Extreme Weather

Base 92 → Personal 92

Extreme

Water & Drought

Base 90 → Personal 90

Extreme

What to prioritize

  • Look for reliable shelter options and emergency communication plans.
  • Check long-term water security and avoid regions with frequent restrictions.
  • Budget for higher insurance/utilities and diversify income streams against climate shocks.

Adaptation Measures

Government measures
  • €3B climate fund (post-2021 fires)
  • Fire fleet expanded: 80+ aircraft
  • Desalination: 50+ plants for islands
  • Green Fund: €2B EU funds
Individual measures
  • 112 app: Fire & evacuation warnings
  • Avoid island summers: June-September life-threatening
  • Water storage: Mandatory on islands

Climate Resilience

64/100

Moderate adaptive capacity (weakest Southern Europe!). ND-GAIN #51 readiness, #158 vulnerability. EU funds available, but economic crisis hinders. Weaknesses: National debt, outdated infrastructure, island fragmentation, tourism monoculture.

Tips

  • 💡Real estate: AVOID islands (Mykonos, Santorini, Rhodes)! Water+fire crisis. Northern Greece (Thessaloniki) better.
  • 💡Athens: Only habitable with AC. North/East cooler.
  • 💡Summer EXTREMELY dangerous: July-August >45°C + fire risk
  • 💡Water check: Islands have chronic scarcity!

Pros

  • EU member: Access to climate funds
  • Fire service modernized (80+ aircraft)
  • 50+ desalination plants for islands
  • Northern Greece remains tolerable

Cons

  • 2021 Evia: 120,000 acres burned = new normal!
  • Islands drying out (water crisis existential)
  • Athens uninhabitably hot (47°C, Acropolis closed!)
  • Tourism collapse -20% = economic exodus

Notes

Greece is THE most climate vulnerable EU country in Southern Europe. 2021 Evia megafires are harbinger of the future - PM Mitsotakis called them 'new normal'. Islands (Mykonos, Santorini, Rhodes, Crete) have existential water scarcity. Athens reached 47°C, Acropolis had to close. For expats: Only Northern Greece (Thessaloniki, Macedonia) is livable long-term. Avoid islands and Athens! Summer becoming life-threatening. Economic crisis + climate crisis = mass exodus looms.

Data sources

ND-GAIN Index (2023)World Bank Climate Portal (2024)IPCC AR6 Mediterranean (2021)2021 Evia Fires (2021)Greece Climate Projections (2021)

Scientific Disclaimer

Climate projections are based on models with inherent uncertainties. Actual outcomes may differ. We present mainstream scientific consensus (IPCC) but acknowledge uncertainty ranges. This is not financial advice. Consult climate scientists and experts for specific decisions.

Safety & Security

Safety & Crime in Greece

Overall Safety Score
7.0
out of 10
Corruption Index
52
/100
Higher is better
Peace Index
1.9
/5
Lower is better
Homicide Rate
0.7
/100k
Lower is better
Travel Advisory Level
1
Level 1: Exercise Normal Caution

Safety Indicators

Transparency International CPI
52/100
Global Peace Index
1.90
Homicides per 100,000 people
0.7
Very low

Comparison with DACH Region

For comparison: Germany (CPI: 78), Austria (CPI: 71), Switzerland (CPI: 82)

Greece: CPI 52

Notes

Standard precautions recommended in urban areas.

Data as of 2025
Sources: Transparency International, Global Peace Index, UNODC

Visa & Immigration

Immigration Options for Greece

Ease of Settlement Score
7.0
out of 10

Visa Options

Financial Independence Visa

For retirees

Minimum Income
€24,000
per month
Duration
12 months
1 year
Official Website
Visit Website

Digital Nomad Visa

For remote workers

Minimum Income
€42,000
per month
Duration
12 months
1 year
Official Website
Visit Website

Golden Visa

From €250k real estate

Minimum Income
€250,000
Official Website
Visit Website

Path to Permanent Residency

Permanent residency after 5 years. Citizenship after 7 years.

Important Notice

Visa and immigration regulations change frequently. The information provided is for general informational purposes only. Please consult the official government website or an immigration attorney for current and accurate information.

Data as of 2025
Sources: Government Immigration Portals, IATA Travel Centre

Climate

Classificationmediterranean
Best Travel Months04, 05, 09, 10

Data Sources & Updates

Last Updated: November 1, 2025

Data Sources